At Omega Insurance Group Limited, we offer the various services mentioned below.
Vehicle insurance is an insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.
Life insurance is a contract between an insurance policy holder and the insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness also trigger payment.
Property and Casualty Insurance
Property and casualty insurance is a broad insurance, which includes coverage to your structure, property and belongs in the event of vandalism, theft, and more. If a thief were to break into your home, you would be protected up to your covered limits under your homeowners insurance policy.
Claims adjusters inspect property damage to determine how much the company should pay for the loss. Claims adjusters, appraisers, examiners, and investigators evaluate insurance claims. They decide whether an insurance company must pay a claim and if so, how much.
Royal Grand Hotel Liberia
CMA CGM Liberia
City Builders Liberia
Access Bank Liberia
Royal Air Maroc
Wild Chimpanzee Foundation
Ecobank Liberia Limited
Frequently Asked Questions
What is death benefit?
Life insurance death benefit is the amount of money the insurance company pays the designated beneficiaries upon the insured’s death, provided the policy was in force at the time of the incident.
What is comprehensive Motor insurance?
Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance will cover your vehicle if destroyed by a tornado, dented by a run-in with a deer, spray-painted by a vandal, damaged by a break-in, or crushed by a collapsing garage, among other causes.
What is the meaning of endorsement in car insurance?
It is a written document that addresses the agreed change in the policy; it is a document that incorporates the change in policy terms as per insured’s request
What is a term policy?
Term insurance plans cover you for a term of one or more years, and it pays a death benefit only if you die in that term. However, even if you don’t die within the term, you have not wasted your money any more than when you buy car insurance but never have an accident.
What is accidental death and dismemberment insurance?
An accidental death and dismemberment policy pays a death benefit to beneficiaries ONLY if you die as a result of an accident-related event. If you had cancer, heart attack, stroke, or any disease and died as a result—you guessed it—your beneficiaries will not be qualified to receive benefit.
What Is Auto Insurance?
Auto insurance is a contract between the insured and an insurance company. If the insured suffers a covered loss, the insurance company will help pay for expenses.
What does homeowners insurance cover?
The typical homeowners policy has two main sections: Section I covers the property of the insured and Section II provides personal liability coverage for the insured. Almost anyone who owns or leases property has a need for this type of insurance. Usually, homeowners insurance is required by the lender to obtain a mortgage.
What is a personal umbrella liability policy?
The personal umbrella liability policy is designed to increase your liability protection. This single policy acts as an “umbrella” over all of your other personal liability policies – home, auto, boat, RV, etc. – so you have a higher personal liability limit than what would otherwise be available. In certain circumstances, an umbrella policy may provide personal liability coverage that is otherwise excluded from your other policies.